Anticipated closing costs

 Oandason Real Estate and Loans can walk you through closing - (707) 364-5589
There are certain standard fees accompanying closing the sale of a house. These expenses are usually split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help guide you through the transaction.

Closing costs that are tied to financing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, not only will I work to get the very best sales price, but I'll also campaign for lower closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you're buying a home in Santa Rosa, you'll get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within a suitable range so you're not surprised when you get to the closing table. I'll be willing to look over the estimate with you, answering your questions and highlighting any estimates that are uncertain.

Finding the right home at the right price is just one part of a real estate transaction. Oandason Real Estate and Loans is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call me today at (707) 364-5589 if your needs include a professional REALTOR® experienced in the business side of real estate.